Viva Loan :- Getting a loan from a bank has always been a time-consuming process. Which papers to fill, what documents to provide them, your income should match up with their standard, and etc. etc. can easily create a confusion in the mind of a borrower.
Have some unexpected bills to pay or want emergency cash? No problem. To help you get a personal loan without leaving you to worry, Viva Loan is created to make the applying process of loan easy and simple.
Read my review further to know more about it
What is all Viva Loan about?
You need instant money, Viva Loan has a solution for it. It is a loan matching financial service. It connects potential borrowers with the prospective lenders for personal loans. It provides an umbrella to various specialized personal loan lenders to give short (starting from $100) and long-term (up to $15000) loans to their borrowers. Thus, they have an extensive network of loan providing group.
Considers this is the loan broker who passes your financial needs to other lenders to make it easy for you to get a personal loan.
Through this, you can get a secure cash advance and payday loans. Sign up on their website and let them do the work of finding the lender that suits your match. Once the lender approves your request for a cash advance, they will electronically deposit the money into your bank account.
It also comes with flexible repayment options where they offer a flexibility to repay the borrowed amount in multiple installments. Their repayments periods is up to 36 months and in some cases, like in long term loan, it can go up to 60 months.
What if I won’t be able to find a lender? You may be wondering this. In this case, they will match you up with a short term loan provider to address your immediate financial needs.
REMEMBER THIS If you think you might need a loan in future too, then repay the borrowed amount on time to improve your credit score.
How Viva Loan works and what is the process to get a loan with them?
Viva Loan provides a simple and short way to get you started. Here are the four ways to a get loan.
- STEP 1:- To apply for the personal loan, first fill out their online application form available on their website and mobile platform. At this stage, you need to provide them your identity card, employment details, and income proof through mail.
- STEP 2:- After scanning your needs from your form, they will quickly process your request for a loan to be matched with their network of lenders. Once they’ll able to match you up with a suitable lender, they will immediately inform you for the final approval.
- STEP3:- Final step, sign your loan agreement or document on the spot and collect your loan. The money will be deposited into your bank account.
Final verdict – Is Viva Loan recommended?
Yes. Let me tell you my experience with them. I needed an urgent amount of money and was embarrassed to ask it from my colleagues and so I applied it here and got approved for the loan in less than 2 minutes. As soon as I got my salary, I paid it after the week. I have been able to save commission which otherwise gone to a broker.
Why do I think you should consider Viva Loan for your personal loan needs?
- You can apply for the loan on the go with their application designed for both Android and iOS users
- The process is completely hassle-free. It is simple, short and will take around five minutes
- They provide flexibility in repayment of loan either through installments or one single payment
- They have an innovative loan matching technology that gives their users real-time notification about the approval of their loan application
- It is OLA Accredited that means your information with them will be completely safe and secure as they encrypt your information to ensure your data is kept private
What should be my next step?
To get a personal loan. Click the link below to directly land up on their official web page. After that, all you need to do is submit your application and get approved by the lenders.
You can apply it anytime as they accept application 24 hours a day and 7 days a week.